Insurance claims

Whether you have owned and operated your pet sitting business for a couple of months or for many years, you have likely had a few conversations regarding the use of independent contractors. Many of these conversations revolve around whether or not to bring on an independent contractor or hire an employee in your growing business, and which of these is the better way to go in terms of expenses. Sometimes overlooked is how insurance figures into the equation. So let's take a look at how general liability and workers compensation insurance policies respond to each, so that you can determine which way is best to grow your company.

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It is with mixed feelings I must inform you that effective 12/1/2019, Business Insurers of the Carolinas will no longer be offering the NAPPS Employee Dishonesty Bond through Travelers Insurance Company/Travelers Bond. We have worked with Travelers Bond Department for over 17 years, and they have offered consistently good service and pricing on the NAPPS Bond Program. However, due to a required filing change in all states, Travelers was looking at a 40% increase in premium to a large majority of NAPPS members who currently carry a Bond, which was unacceptable. Therefore we agreed to part ways, but fortunately we were able to find two companies to replace Travelers in offering PSI members quality bonding coverage.

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Anyone who has watched a news show or read news online lately is aware that we are in a world where we are all searching for the truth from media outlets. Sometimes errors are made by people who are in too much of a hurry to learn the facts before spewing what they believe to be true online in chatrooms, blogs, or elsewhere.

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