Our Blog

Most professional pet sitters today are aware of the need to be insured and bonded. But it is one thing to say you are insured and bonded, and quite another to actually be completely covered for all your exposures. The following is a summary of the primary coverages all pet sitters should carry to be adequately covered, along with claims examples, from pet sitters past and present, to demonstrate what can happen.

Continue Reading...

Whether you have owned and operated your pet sitting business for a couple of months or for many years, you have likely had a few conversations regarding the use of independent contractors. Many of these conversations revolve around whether or not to bring on an independent contractor or hire an employee in your growing business, and which of these is the better way to go in terms of expenses. Sometimes overlooked is how insurance figures into the equation. So let's take a look at how general liability and workers compensation insurance policies respond to each, so that you can determine which way is best to grow your company.

Continue Reading...

Chances are, if you have ever purchased liability insurance for your pet sitting business, you are aware of the 3 C's: Care, Custody or Control. Care, Custody or Control (CCC) is one of the primary coverage needs of all pet service providers, as it provides coverage for the pets and personal property while in your care. For this briefing, let's discuss CCC, where if comes from, what it does, and the importance of maintaining an adequate limit to protect your business.

Continue Reading...

Judging by the calls and emails we continue to receive on this topic, there still seems to be some confusion on who is covered and whether you need this coverage for your business. Therefore I would like to give a brief overview of facts so you can determine whether workers compensation insurance fits for your business.

Continue Reading...

Most professional pet sitters and dog walkers today have taken out a general liability policy to cover them for the unforeseen accident, such as a pet getting injured in your care, or a dog biting a third party while out for a walk. Many also carry a bond to protect the client against theft and promote an honest business. But what happens when you, your employees or independent contractors (IC's) get injured while on the job? The answer and the only remedy is workers compensation insurance.

Continue Reading...